Payment on mobile, a new target of cybercrime

Female hands using mobile banking on smart phone

the latest report from Kaspersky jacket Vietnam showed for the first time, electronic financial threat is in the top 10 malicious programs designed to steal money.

Accordingly, two electronic banking trojan Faketoken line and Marcher that Kaspersky has just discovered are in the top 10 of the year 2015 Bank trojan.

These programs belonging to the Marcher-line specialized trojan steals your billing information from Android devices.

Meanwhile, the malicious program from Faketoken family operated with a trojan on the computer. Users tricked install applications on smartphone, this essentially block the confirmation code 1 (mTAN). Marcher just watched the launch 2 applications after infection the equipment: electronic banking application of European banking and Google Play. When users open Google Play, Marcher will show a fake window required to enter credit card information. Similar trojan is also used when the user uses the application to the Bank.

Malicious software is most used in the world before, ZeuS was the new malware is Dyzap/Dyreza/Dyre dethroned. More than 40% of the attack from the banking trojan made in 2015 is Dyreza using its effective way to infect the web to steal data and access to the online banking system.

Kaspersky Lab said: “in the year 2015, cyber criminals to focus time and resources on developing malicious programs on the mobile device. This is nothing strange, when millions of people around the world currently use smartphone for payment of goods and services. Based on current trends, we can conclude that, in the coming year, the number of malicious programs aimed at e-banking will even so much more “.

Hacker attack on financial applications


Latest security report shows that hackers are concentrating on the financial sector aimed at appropriating the money.

Through the new survey for the security firm Kaspersky said Vietnam hackers around the world are focusing attacks on the financial sector to appropriating the money of the victim.

Results from the report on the development of the IT threats in Q2 also shows the number of financial software malicious code infection is increasing rapidly as the guys who created them are actively coordinating with each other. This can be seen through the combination of 2 trojan (spy software) is the largest bank of Gozi and Nymaim, both of which are top 10 toxic financial software.

Banking Trojan is still dangerous online threats. They penetrate through the site under attack, spam email and the transaction page fake online bank after it has infected users, in order to steal their personal information such as your account information , password or payment card information.

Trojan Nymain previously was designed as a dedicated data encryption, ransomware users who then ransom to unlock them. However, the latest version back including the function of a banking Trojan from the source code of Gozi, give the attacker remote access to computer systems. Gozi stood in second place with 3.8% users with security solutions detect the malicious software, meanwhile, stayed at Nymaim Friday with 1.9%. Also on trojan Zbot topped the list with 15.17% financial software users to malicious attack.

According to the data of the Kaspersky Lab, in quarter 2, Turkey became the country suffered a malware attack, Russia in second place, was the target of 2.9% of online threats, followed by Brazil with 2.6%. And it is likely that the Olympic Games 2016 will push Brazil into the list being attacked more in the third quarter.

Security experts recommended Vietnam users should perform the following tasks to avoid being attacked on finance:

• Use strong security solutions and ensure that the software is always up-to-date.

• Regular run scanning program to detect infection may appear.

• Be discerning when online. Do not enter personal information on the site that you are not sure or suspect.

ACB shaking hands with MoMo promote mobile payment

(NLĐO)-Asia Commercial Bank (ACB) and M_Service company (owner of MoMo brand) signed a strategic cooperation to promote mobile payment in Vietnam.

Accordingly, customers can use electronic banking channels ACB ACB’s Online can make the link with the ACB account For MoMo to experience the shopping features and payment with just a touch on the smart phone application MoMo of his own.
This strategic partnership is that the efforts of the ACB and MoMo help users reach the shopping form, payments to save time and boost spending habits don’t use cash. Specifically, on the online banking channel ACB Online, the ACB’s clients only need a single account linked to the ACB For MoMo is able to load, withdraw cash free of charge from For MoMo to ACB account and vice versa.
As soon as the link is successful, easily choosing the source of money for shopping and payment of more than 200 daily utility services on MoMo as buy movie tickets, plane tickets, bus tickets, e-Voucher of NhomMua payments, consumer loans paying The Coffe House, Gogi, Kichi Kichi, pay can tho co.op Mart supermarket LotteMart, District 7, paying taxi … The application also reminds the payment rate constant MoMo, essential services such as electricity, water, internet, cable tv, telephone help customers always pay on time.

Ms. Le Van Anh, Deputy Director of Carved blocks of individual client cum head of electronic banking (ACB), said the customers only need to have your payment account in the ACB, the link for will be done quickly on the ACB Online. Cooperation links between the ACB and the payment account For MoMo will bring many benefits, convenience and quick for the customer in the payment is not cash.
Meanwhile, Nguyen Manh Tuong, Deputy General Director of MoMo, said with the desire to minimize the risks, inconvenience of cash form, MoMo effort created a mobile payment form, fit and modern social trend. Customers can skip the traditional wallet back home and out on the street with the smartphone to go to the supermarket, drinking coffee or see the entertainment, food and drink …
According to experts, the development trend and the explosion of the fintech companies (company business financial services based on technology platforms) are competing with the banking industry. But in fact, besides the confrontation and competition, many banks have chosen cooperation trends to exploit maximum benefits for customers.
He Played from advancing, Deputy General Director of ACB, also see, the ACB chose to shake hands with a company like fintech Momo to help the ACB to better serve its customers in the region where remote areas where banking network have yet to reach.

Online banking service (I2B Wholesale)


General introduction
You, you and you have the diverse financial needs meet? Go to the online banking services of VPBank support you. Whether you are where and whenever, just have the computer connected to the internet, you can completely make the work on the easy way, quickly.
Benefits | Frequently asked questions | Contact
Characteristics
Online banking service large corporate clients give the customer a lot of Add-ons. Use the online banking service large corporate clients, clients can perform almost all banking transactions, including:
VPBank internal money transfers
Inter-bank transfers
International money transfer
Recurring payment
Bill payment
Payment of wages according to the list
Single wage payment
Domestic and foreign payments in batches
Investigation of online transactions
Query information
In particular, the online bank of VPBank apply digital signature technology (CA), modern technology and the best security available today.

Benefits
Save time: businesses save more time than getting to the Bank for the transaction.
Cost savings: only with the computer has Internet access, easy to use business online banking without setting any compatible software. Fee incentives for online transactions
User-friendly interface and easy to use
High security: the Bank Is a pioneer in the use of digital signature technology, online banking for large KHDN ensures the business will secure about security when making the transaction.

BIDV Online-the online banking services for individuals

BIDV Online is the online banking services of the BANK is to help individuals manage accounts and perform transactions with the BANK via the Internet or on Mobile applications without the need to go to the trading Desk.
Now, customers can access the service through BIDV Online application installed on your mobile device or the web browser on mobile, Tablet PCs to experience the convenience of room service.

1. the remarkable utility:
-Transactions anywhere, anytime over the Internet, or download applications through the Mobile without the need to Bank
-Security safe with two-factor authentication system
-More features to transfer money online, paid utilities, send money online to save time and increase operational efficiency to manage your personal account.
2. product features:
-Use objects: customers are individuals who Vietnam or alien Member payment deposit in VND at the BANK.
-Two packages of services: financial or non financial Package.
-BANK Services Online features:
Quick money transfer: to transfer the money in the BANK/money transfer system in water/fast money transfer 24/7/interbank funds transfer orders on the future (banks list see here)
Send/withdraw money Online with attractive interest rates: term deposit online with higher interest rate 0.1% versus the USD interest rates typically in the transaction (term of under 12 months); Online term withdrawals each part or all parts
Bill payment
Each payment times: money, money, water, telecommunication charges, ADSL, air tickets, recharge your phone all the telecommunication network in Vietnam, Ph electronic wallet Refill Mart, VTC Pay-per-view, Cyber Pay; Load the card game of VinaGame, Guide, Mcash, Gate, …
Periodic payment order: water, electricity, telecommunication, television (VTV Cab), tuition. (The list of service providers, please refer to here)
Sale of foreign currency Online: allows the customer to have an individual payments in foreign currency in the BANK is made to sell foreign currencies, USD on your account at the BANK in the period from 8:30 to 16:30 on working with transaction rate is the rate of listed on the www.bidv.com.vn website. The currency the customer may sell include all money purchase transfer listed on the website of the BANK and according to the forms TODAY (on transfer of money coincides with the transaction).
Lookup information: punches the payment account, deposit, loan, checkbook; News Advisory Bank information (fees, exchange rate, interest rate).
Other add-ons: request account statements issued, cheque, credit card, ATM card; Request loan disbursements, repayments on loans, loan registration online; Investigation request money order
3. conditions of registration and how to register
+ Client do not have an account at the BANK: please go to branches/offices to sign up for the service. The records include: ID CARD/passport validity
+ Client has had an account at the BANK: register online at https://ebank.bidv.com.vn/DKNHDT/
Registration Guide online here.
+ Client transfer package for the BANK to Finance African Online BANK Online at Financial transactions or online at https://ebank.bidv.com.vn/DKNHDT/